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banking terms

  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...

Aryans : Who and Where they came from?

The word Aryan is usually taken to mean a race but actually it is the name of a language than the people. Hence according to the famous German scholar Max Mueller the term Aryan meant language rather than race. The people who spoke this language came to be called Aryans. As there is a controversy about the location of the original home of the Aryans nothing can be said definitely about the same. The German scholar headed by Kossina placed the original home of the Aryans in the North European plain. The great Indian nationalist Tilak argued that the Aryan came from the North Pole. According to some the original home of the Aryans was Cappadocia while the famous scholar Brandenstein claimed the Ural Sea near Caspian as the original home of the Aryans. But responsible linguists and archaeologists have agreed in regarding the possible region of origin as relatively limited and lying somewhere between the Danube and Oxus. A few Indian scholars, however, advocated the views that the Arya...

Dicipline

 Introduction        To be guided by rules, to pay due regard to elders, and superior officers, to obey them and to behave in an orderly manner, all these come under the term discipline. Necessary in every walk of life Discipline is necessary in all walks of life. Whether at school or at home. In the office or in the factory, in the playground or in the battlefield, discipline is a necessary. Without discipline , there will be complete chaos and disorder. There will be no peace and progress. The very social structure will became Topsy-turvy.  This is why, so much stress is laid on discipline everywhere. How necessary in every walk of life In school , if the boys be indiscipline, it will be difficult for the teacher to manage the school. The boys themselves will learn nothing and the very purpose of education will be defeated. Similarly, if the subordinates do not obey their senior officers in offices and factories. It wil...

Essay on Dowry System in India

 Dowry System Dowry refers to the valuables, money and other assets brought by the bride to her husband’s home on their marriage. Dowry system refers to the custom or cultural practice that involves giving away of a large sum of cash, property and other valuables at the time of marriage by the parents of the bride to the family of the groom. “Gods reside there where women are worshiped”. Though we know from one ancient culture and quote the above quotation, but things are quote different in our society. Introduction: Dowry system  is among the major social issues in India. The legislative measures against the system are in place. However, all these efforts have failed to effectively eradicate the social evil. Women in India are great victims of dowry system in our society, the male-dominated society. Dowry is illegal only on paper, in judiciary, or in legislature benches. Practically the daughter-in-law is generally treated as the goose that lays the ...

Hostel Life

        Introduction           In schools and colleges many students some to read from far-off places. They cannot come from and go back to their homes daily. Hence, they live in hostels. Many students live in the hostel even though their homes not far-off. The reason is that in the hostel they get facilities for study. Description           The Hostel life is very pleasant. Students live in their homes under the strict control of their parents and other elders. They cannot talk or move about freely. In the hostel they breathe for the first time an air of regulated freedom. They mix freely with one another.                             In hostel life , the boarders get full opportunity for their mental and physical development.T...

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Important Awards And Its Related Sectors

🎖🏆🎑🏅🎗🎖🏆🎑🏅🎖🏆🎑🏅🎗🎖🏆🎗 1. Nobel prize  -  Peace , Literature , Economics, physics , Chemistry , Medical science 2. Lenin Peace Prize -   Peace Friendship 3. Grammy Awards  -  Music 4. Man Booker prize  -  Authors of Novels 5. Tansen Award  -  Music 6. Pulitzer Prize -   Journalism , Literature , Music 7. Ashok Chakra  -   Civilian awards 8. Dhanvantri Award -   Medical Sciences 9. Kalinga  -  Science 10. Lalit Kala Akademi Award  -  Arts 11. Kalidas Samman -   Classical Music , Classical Dance , Arts 12. Magsaysay -   Public Service , Leadership , Journalism , Literature and creative arts and international understanding 13. Bowelay  Award   -  Agriculture 14. Sangeet-Natak Akademi Award ...

Star

Clumps of dust and gases in a nebula come together due to gravity and form Stars. Star are made of hot burning gases. They Emit light of their own and are very large and very hot. Lights take about 4.3 years to reach us from the next nearest star Proxima Centauri. More content added soon..,... Read more Galaxy Universe The Big Bang Theory The Solar System Member Of Solor System

Polity and Governance

Polity and Governance SATH programme by NITI AYOG.   Jun 14, 2017 PT 2017: Current Affairs at a glance (POLITY).   Jun 14, 2017 NALSA offers instant legal aid to the poor.   May 24, 2017 System to address plaints against judiciary.   May 15, 2017 Conflict of interest in NSDC's functioning- Sharda Prasad Committee.   May 09, 2017 Real estate Act came into force. May 05, 2017 Judicial performance index proposed. May 03, 2017 Law to regulate NGO funds SC. Apr 29, 2017 New approach to planning by NITI AYOG. Apr 26, 2017 Legal Aid and Empowerment initiatives.   Apr 24, 2017 Central Consumer Protection Council.   Apr 22, 2017 Hiv Bill and Aids Bill passed by Upper House.   Apr 16, 2017 Meeting standing committee of Inter-State Council after long gap. Apr 15, 2017 New OBC commission to get constitutional status. Apr 14, 2017 Guidelines for NGOs, VOs handed over to SC.   Apr 13, 2017 Ganga Yamuna-Living entity.   Mar 25, 2017 India first in bri...