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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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The Revolt of 1857

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Political Causes

The policy of Doctrine of Lapse

Economic Causes

heavy taxation, evictions, Discriminatory Tariff Policy against Indian products and destruction of traditional handicrafts that hit peasants, artisans and small zimindars.



Military Discrimination as Indian soldiers were paid low salaries, they could not rise above the rank of subedar and were racially insulted.

Grievances of Sepays: The introduction of Enfield rifles, andits cartridge of which was greased with animal fat, provided the spark.

British social reforms ( widow remarriage, abolitionof sati, education for girls, Christan missionaries).

Cause of Failure

The Nizam of Hyderabad, the Raja of Jodhpur, Scindia of Gwalior the Holkar of Indore, the rulers of Patiala, Sindh and Kashmir and the Rana of Nepal provided active support  to the British.

Comparative lack of efficient leadership.

Impact of the Revolt

The control of indian administration was passed on to the British Crown by the Government of India Act, 1858.

Reorgansiation of the army.

After the revolt, the British pursued the Policy of Divide and rule.

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