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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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Sound

By Victor S. Fischer
Sound is a form of energy which stimulates our sense of hearing. Everyday, we hear many sounds all around us all the time: the radio blaring, the telephone bell ringing, students, friends’ talking to each other and so on. How is sound produced? If we touch a silent bicycle bell we do not find anything special in it. If we ring the bell and touch it gently, we’ll find that the bell is vibrating continuously till such time that it stops ringing. As it is ringing if we hold it tightly, the vibrations will stop and no sound will be heard. This clearly tells us that sound is produced by vibrating bodies. The vibrating body has a certain amount of energy which travels in the form of sound waves. This energy is provided to it by some outside source. Sound can be produced by the following methods:  (i) by vibrating strings as in veena, violin, etc., known as string instruments. (ii) by vibrating air as in flute, trumpets, etc., known as wind instruments. (iii) by vibrating membranes as...
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Pick Point From Sound

By Victor S. Fischer
All about sound All about sound.!!! 1.Sound travels from one point to another in the form of waves. 2. Sound is produced due to vibration of different objects. 3. Sound waves are longitudinal in nature. 4. Sound travels as a longitudinal wave through a material medium. 5. Sound travels as successive compressions and rarefactions in the medium. 6. In sound propagation, it is the energy of the sound that travels and not the particles of the medium. 7. Sound cannot travel in vacuum. 8. Sound waves cannot be polarised. 9. The change in density from one maximum value to the minimum value and again to the maximum value makes one complete oscillation. 10. The part or region of a longitudinal wave in which the density of the particles of the medium is higher than the normal density is known as compression. 11. The part or region of a longitudinal wave in which the density of the particles of the medium is lesser than the normal density is called a rarefaction. 12. The distance ...
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Idioms and phrases part II

By Victor S. Fischer
26. Eat, sleep and breathe something - Meaning -  Being so enthusiastic and passionate about somehting that you think about it all the time. Example -  My son has recently learnt cycling. He eats, sleeps and breathes it now. 27. With bells on - Meaning -  When you are delighted and eager to go somewhere, you are said to go with bells on. Example -  The new year party at the beach is most awaited. I will be there - with bells on. 28. Fever pitch - Meaning -  When a feeling is very intense and exciting, it is said to be at a fever pitch. Example -  His love for music had reached a fever pitch before he became a world known musician. 29. Blood, sweat and tears - Meaning -  Something that requires a lot of effort and hard work. Example -  Being the team of Indian cricket team is not just a matter of luck for him, it is his blood, sweat and tears which has got him here. 30. Have on the brain - Meaning -  Thinking or talking about it all day long. Example -  He has just got engaged. Now, he ...
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Blood safety and availability

By Victor S. Fischer
Blood is needed every two seconds. Hospitals need blood for people who are injured, who undergo surgical procedures, organ transplants, cancer treatments, and treatment for other diseases that affect blood like sickle cell anemia and thalami. Blood can save life.    But the baddest side  is that  ability of blood is more less than in worldwide and if there where is blood that is quietly not safe due to improperly store and more reason.so I am presenting you the report of  WHO report of Blood safety and  availability .. Key Fact Of the 112.5 million blood donations collected globally, approximately half of these are collected in the high-income countries, home to 19% of the world’s population. In low-income countries, up to 65% of blood transfusions are given to children under 5 years of age; whereas in high-income countries, the most frequently transfused patient group is over 65 years of age, accounting for up to 76% of all transfusions. The blood donation rate in high-income countrie...
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Idioms and phrases...

By Victor S. Fischer
1. Acid Test: Meaning -  Acid test proves the effectiveness of something. Example -  I practiced hard at the dance sessions but the acid test will come when the master will assess our solo performances. 2. Cut the ground from under feet : Meaning -  When you cut the ground from under someone's feet, you do something which weakens their position. Example -  When team India hit more than 350 runs in the ODI, they cut the ground from under the opponent's feet. 3. Chase your tail: Meaning -  Spending a lot of time and energy doing a lot of things but actually achieving too little. Example -  He's been chasing his tail all week collecting data but the report is still not ready 4. Whole bag of tricks - Meaning -  Means trying all the clever means to achieve something. Example -  It was really difficult to find the information even after applying the whole bag of tricks. 5. Deliver the goods - Meaning -  Do what is expected or promised. Example -  I have given my car to a new mech...
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