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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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Basic of heating effect of electric current

By Victor S. Fischer
Heat energy is generated when current flows through a conductor. The heating effect of an electric current depends on below-given factors: The resistance, R of the conductor= A higher resistance produces more heat. The time, t for which current flows= The longer the time the larger the amount of heat produced The amount of current, I= Higher the current, larger the amount of heat generated. Joule’s Equation of Electrical Heating Hence the heating effect produced by an electric current, I through a conductor of resistance, R for a time, t is given by  H = I 2 Rt.  This equation is called the Joule’s equation of electrical heating. Electrical energy and power The work done in pushing a charge around an electrical circuit is given by Work= VIt So that power,  P = Work /t = VI The electrical power consumed by an electrical appliance is given by  P = VI = I 2 R = V 2 /R Numerical An electrical bulb has 100W & ...
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Sound

By Victor S. Fischer
Sound is a form of energy which stimulates our sense of hearing. Everyday, we hear many sounds all around us all the time: the radio blaring, the telephone bell ringing, students, friends’ talking to each other and so on. How is sound produced? If we touch a silent bicycle bell we do not find anything special in it. If we ring the bell and touch it gently, we’ll find that the bell is vibrating continuously till such time that it stops ringing. As it is ringing if we hold it tightly, the vibrations will stop and no sound will be heard. This clearly tells us that sound is produced by vibrating bodies. The vibrating body has a certain amount of energy which travels in the form of sound waves. This energy is provided to it by some outside source. Sound can be produced by the following methods:  (i) by vibrating strings as in veena, violin, etc., known as string instruments. (ii) by vibrating air as in flute, trumpets, etc., known as wind instruments. (iii) by vibrating membranes as...
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Pick Point From Sound

By Victor S. Fischer
All about sound All about sound.!!! 1.Sound travels from one point to another in the form of waves. 2. Sound is produced due to vibration of different objects. 3. Sound waves are longitudinal in nature. 4. Sound travels as a longitudinal wave through a material medium. 5. Sound travels as successive compressions and rarefactions in the medium. 6. In sound propagation, it is the energy of the sound that travels and not the particles of the medium. 7. Sound cannot travel in vacuum. 8. Sound waves cannot be polarised. 9. The change in density from one maximum value to the minimum value and again to the maximum value makes one complete oscillation. 10. The part or region of a longitudinal wave in which the density of the particles of the medium is higher than the normal density is known as compression. 11. The part or region of a longitudinal wave in which the density of the particles of the medium is lesser than the normal density is called a rarefaction. 12. The distance ...
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Physics Notes ; Concept Of Light

By Victor S. Fischer
Light is a electromagnetic waves that is also transverse wave. Light is form o energy has wavelength between 3900 A° to 7800A°. Photoelectric effect, Compton Effect will be explained by using on the basis of the theory as proposed by Einstein . Its speed measure by Romer (1678 AD).  . 🎻 Refractive index:  it is a medium which is defined using the ratio of light in vacuum to the speed of light in medium. Refractive Index varies in various medium. In small refractive index velocity of light is large.Sun light takes 8 minutes to reach to earth. . 🎻 Reflection of Light: One way to change the direction of light is to let it fall on a shiny surface.For example, a shining stainless steel plate or a shining steel spoon can change the direction of light.The distance between mirror to object and mirror to image is equal distance.Water surface is a medium of change light and its act like a mirror.When light falls in mirror its chan...
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Inflation: Types, Causes, Effects and Remedies

By Victor S. Fischer
Inflation refers to a situation when there is an overall increase in the prices of goods leading to a general decline in the value o  Types We will discuss the two major types of inflation: 1 . Demand Pull Inflation:   Inflation arises when there is an increase in the supply of money but there is no corresponding increase in the supply of goods useful to the community. Accumulation of more money than before raises the purchasing power of people and stimulates the demand for goods but the supply of the latter being limited, the necessary consequence will be the inflation of the price level. Demand Pull Inflation thus means, in plain words, too much money chasing too few goods. 2. Cost Push Inflation:  When the prices of goods increases because of an increase in the cost of production, it is known as cost push inflation. What causes Inflation? Additional money put in the hands of people naturally creates in them a desire to spend more on goods. The sellers these commodities get more mone...
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The Big Bang Theory

By Victor S. Fischer
All the matter in the Universe was originally a concentrated lump called Primeral Atom. Big Bang was an explosion that occurred 15 billion years ago, leading to the formation of galaxies of Stars and other heavenly bodies. Since then , all the galaxies have been flying away from one another causing expansion of Universe. More content added soon..,... Read more Galaxy Universe Stars The Solar System Member Of Solor System
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Idioms and phrases...

By Victor S. Fischer
1. Acid Test: Meaning -  Acid test proves the effectiveness of something. Example -  I practiced hard at the dance sessions but the acid test will come when the master will assess our solo performances. 2. Cut the ground from under feet : Meaning -  When you cut the ground from under someone's feet, you do something which weakens their position. Example -  When team India hit more than 350 runs in the ODI, they cut the ground from under the opponent's feet. 3. Chase your tail: Meaning -  Spending a lot of time and energy doing a lot of things but actually achieving too little. Example -  He's been chasing his tail all week collecting data but the report is still not ready 4. Whole bag of tricks - Meaning -  Means trying all the clever means to achieve something. Example -  It was really difficult to find the information even after applying the whole bag of tricks. 5. Deliver the goods - Meaning -  Do what is expected or promised. Example -  I have given my car to a new mech...
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