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banking terms

  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...

Basic of heating effect of electric current

Heat energy is generated when current flows through a conductor. The heating effect of an electric current depends on below-given factors: The resistance, R of the conductor= A higher resistance produces more heat. The time, t for which current flows= The longer the time the larger the amount of heat produced The amount of current, I= Higher the current, larger the amount of heat generated. Joule’s Equation of Electrical Heating Hence the heating effect produced by an electric current, I through a conductor of resistance, R for a time, t is given by  H = I 2 Rt.  This equation is called the Joule’s equation of electrical heating. Electrical energy and power The work done in pushing a charge around an electrical circuit is given by Work= VIt So that power,  P = Work /t = VI The electrical power consumed by an electrical appliance is given by  P = VI = I 2 R = V 2 /R Numerical An electrical bulb has 100W & ...

Sound

Sound is a form of energy which stimulates our sense of hearing. Everyday, we hear many sounds all around us all the time: the radio blaring, the telephone bell ringing, students, friends’ talking to each other and so on. How is sound produced? If we touch a silent bicycle bell we do not find anything special in it. If we ring the bell and touch it gently, we’ll find that the bell is vibrating continuously till such time that it stops ringing. As it is ringing if we hold it tightly, the vibrations will stop and no sound will be heard. This clearly tells us that sound is produced by vibrating bodies. The vibrating body has a certain amount of energy which travels in the form of sound waves. This energy is provided to it by some outside source. Sound can be produced by the following methods:  (i) by vibrating strings as in veena, violin, etc., known as string instruments. (ii) by vibrating air as in flute, trumpets, etc., known as wind instruments. (iii) by vibrating membranes as...

Pick Point From Sound

All about sound All about sound.!!! 1.Sound travels from one point to another in the form of waves. 2. Sound is produced due to vibration of different objects. 3. Sound waves are longitudinal in nature. 4. Sound travels as a longitudinal wave through a material medium. 5. Sound travels as successive compressions and rarefactions in the medium. 6. In sound propagation, it is the energy of the sound that travels and not the particles of the medium. 7. Sound cannot travel in vacuum. 8. Sound waves cannot be polarised. 9. The change in density from one maximum value to the minimum value and again to the maximum value makes one complete oscillation. 10. The part or region of a longitudinal wave in which the density of the particles of the medium is higher than the normal density is known as compression. 11. The part or region of a longitudinal wave in which the density of the particles of the medium is lesser than the normal density is called a rarefaction. 12. The distance ...

Physics Notes ; Concept Of Light

Light is a electromagnetic waves that is also transverse wave. Light is form o energy has wavelength between 3900 A° to 7800A°. Photoelectric effect, Compton Effect will be explained by using on the basis of the theory as proposed by Einstein . Its speed measure by Romer (1678 AD).  . 🎻 Refractive index:  it is a medium which is defined using the ratio of light in vacuum to the speed of light in medium. Refractive Index varies in various medium. In small refractive index velocity of light is large.Sun light takes 8 minutes to reach to earth. . 🎻 Reflection of Light: One way to change the direction of light is to let it fall on a shiny surface.For example, a shining stainless steel plate or a shining steel spoon can change the direction of light.The distance between mirror to object and mirror to image is equal distance.Water surface is a medium of change light and its act like a mirror.When light falls in mirror its chan...

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Blood safety and availability

Blood is needed every two seconds. Hospitals need blood for people who are injured, who undergo surgical procedures, organ transplants, cancer treatments, and treatment for other diseases that affect blood like sickle cell anemia and thalami. Blood can save life.    But the baddest side  is that  ability of blood is more less than in worldwide and if there where is blood that is quietly not safe due to improperly store and more reason.so I am presenting you the report of  WHO report of Blood safety and  availability .. Key Fact Of the 112.5 million blood donations collected globally, approximately half of these are collected in the high-income countries, home to 19% of the world’s population. In low-income countries, up to 65% of blood transfusions are given to children under 5 years of age; whereas in high-income countries, the most frequently transfused patient group is over 65 years of age, accounting for up to 76% of all transfusions. The blood donation rate in high-income countrie...

Important Awards And Its Related Sectors

🎖🏆🎑🏅🎗🎖🏆🎑🏅🎖🏆🎑🏅🎗🎖🏆🎗 1. Nobel prize  -  Peace , Literature , Economics, physics , Chemistry , Medical science 2. Lenin Peace Prize -   Peace Friendship 3. Grammy Awards  -  Music 4. Man Booker prize  -  Authors of Novels 5. Tansen Award  -  Music 6. Pulitzer Prize -   Journalism , Literature , Music 7. Ashok Chakra  -   Civilian awards 8. Dhanvantri Award -   Medical Sciences 9. Kalinga  -  Science 10. Lalit Kala Akademi Award  -  Arts 11. Kalidas Samman -   Classical Music , Classical Dance , Arts 12. Magsaysay -   Public Service , Leadership , Journalism , Literature and creative arts and international understanding 13. Bowelay  Award   -  Agriculture 14. Sangeet-Natak Akademi Award ...

Atmosphere

An  atmosphere  is a layer of gases surrounding a planet or other material body of sufficient mass that is held in place by the gravity of the body. A tmosphere The envelope of air that completely surrounds the earth is known as atmosphere. The atmosphere extends to about 1000 km from the surface of the earth. But 99% of the total mass of the atmosphere is found within 32 km. This is because the atmosphere is held by the  gravitational pull of the earth . Composition of the Atmosphere (i)  Nitrogen - 78% (ii)  Oxygen - 21% (iii)  Argon -0.93% (iv)  Carbondioxide - 0.03% (v) Neon - 0.0018% (vi)  Helium - 0.0005% (vii)  Ozone - 0.0006% (viii)  Hydrogen - 0.00005% Carbon dioxide is present in small quantity in the atmosphere It is an important constituent of air because it has the ability to absorb heat and thus keep the atmosphere war...