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banking terms

  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...

Idioms And Phrases

1.White elephant -  Very expensive but of no use. 2.Shoulder to Shoulder -  Very fast friend or relative in difficult time. 3.Play Ducks and Drakes -  To Waste money onworthless articles. 4.Mother Wit -  Common sense. 5.Long in the Tooth -  Old people (or horses) . 6.In Like Flynn -  To be easily successful, especially when sexual or romantic. 7.High on the Hog -  Living in Luxury. 8.Give Him The Slip -  To get away from. To escape. 9.Every Cloud Has A Silver Lining –  Be optimistic, even difficult times will lead to better days. 10.Dry Run -  Rehearsal. 11.Buy A Lemon -  To purchase a vehicle that constantly gives problems or stops running after you drive it. 12.Back Seat Driver -  People who criticize from the sidelines, much like someone giving unwanted advice from the back seat of a vehicle to the driver. 13.A Doubting Thomas -  A s...

70 IDIOMS & PHRASES FOR SSC

🎀💝70 IDIOMS & PHRASES FOR SSC💝🎀 1. An Iron will :- A Firm option 2. Get into a soup :- To make things difficult 3. Haul over the coals :- To scold 4. To carry the day :- To succed 5. Go over :- Review 6. Swelled head :- Pride 7. To sow the dragon’s teeth :- To take some action 8. Get around :- avoid 9. To cudgel one’s brain :- To think hard 10. Broke priscian’s head :- To use bad grammar 11. At variance with :- In opposite 12. A snake in the grass :- A treacherous person (Hidden enemy) 13. Bolt from the blue :- A sudden calamity (Surprise) 14. Cry in the wilderness :- Unpopular opinion 15. On the brink of :- To be near to 16. In deep water :- In a great difficulty 17. Tn the egg :- In an early stage 18. Cut in on :- Interrupt 19. Draw blank :- To be unsucessful 20. Give up ghost :- To die 21. Be fair means or foul :- By any means ...

The summer season is India

1. The summer season is India from the beginning of March and continues up to June. Up to February the rays of the sun are soothing and we like to bask in the sun. But in March the season changes. The Sun rays because hotter day by day and we begin to get perspiration. The entire earth becomes heated into his season. 2. In summer, the few hours of the morning ae pleasant. In March the sun does not become too hot before noon, but by April the sun becomes hot by 9 a.m. 3. The sun become very hot by noon in May and June and scorching winds also begin to blow. They it becomes very troublesome. People cannot come out of their homes and all work remains suspended till evening. They cannot work even inside their houses because of heat. Moreover, they do not feel energetic and a sort of dullness comes over them. They feel sleepy in the afternoon. They shut all doors and take rest in the coolest part of the building. 4. People do not get relief even in the evening and at night. They ...

The moon : Natural Satellite of The Earth

1. The moon is the satellite of the earth. It moves round the earth. It shines at night by light reflected from the sun. It looks beautiful. The bright moonlight is very soothing. The earthly objects shine like silver in the moonlight. We are fascinated objects shine like silver in the moonlight. The earthly objects shine like silver in the moonlight. We are fascinated by the enchanting beauty of the moon. 2. The moon is not as beautiful as it looks. It seems to be lovely when it shines in the sky at night. As a matter of fact it is devoid of plants animals. The moon is not suitable place for plants and animals. Therefore, no form of life can be found on the moon. Human beings cannot live on the moon. Unlike the earth, the moon has got no atmosphere. Therefore, the lunar days are very hot and the lunar nights are intensely cold. The moon looks beautiful from the earth but in fact it has a forbidding appearance. It is full of rocks and craters. When we look at the moon at night, ...

The Rainy season in India

1.        The Rainy season in India start in early July and continues up to September. It comes as a great relief to the world suffering from excessive heat and scorching rays of the sun. Birds, beasts, plants, and human being all welcome the rainy season, because it gives them the much-needed relief. 2.        When the rainy season starts, the sky is very often overcast with clouds and it presents a very beautiful scene. The clouds of different shades and colours move hither and thither in the sky and look very nice. Natural itself wears new apparel. The trees which shed their leaves in the summer come to have new leaves. New grass grows in the dry fields and they look like turf of green velvet. The wind blows away dust from the roads and they look neat and clean. When it drizzles for several days, the Kachcha roads, however, become muddy; Rivers, Ponds, and ditches are filled with water. 3.     ...

The Diwali

1. The Diwali or the festival of lights is an important festival of the Hindus. It is held on the fifteenth day of Kartik. 2. On this day people clean their houses. All men, both rich and poor, get their houses whitewashed. In the night people illuminate their houses with small earthen lamps. Rows of small earthen lamps present a very beautiful sight. In big towns people illuminate their houses with electric bulbs instead of earthen lamps. It is the belief of some people that on the night of the Diwali, Goddess Lakshmi, who is the goddess of wealth, pays a visit to each house. She bestows her blessings on the houses which are neat and clean and turns her face against dirty houses. This is why everyday takes care to clean and decorate his house. In the night people perform the Puja of the goddess and distribute sweets. In Bengal, Kali puja is performed on the night of the Diwali. Some people also indulge in gambling on this day. Boys purchase toys and feel very happy. They also m...

A Spring Festival (Holi)

1. India is a land of festivals. We celebrate our festivals with great enthusiasm. The festivals make us forget our cares and anxieties. They break the monotony of our everyday life. They provide great joy and fun. We celebrate the different festivals at different times. Holi perhaps the happiest festival of the Hindus. It is a spring festival. It is celebrated on the first day of Chaitra. It marks the beginning of the spring season. The beauty of nature makes this festival colourful. The lovely flowers with their dazzling colors and the sweet songs of the cuckoo provide a charming background to Holi. 2. The Holi celebrations begin on the last day of Phalgun. People collect sticks and straws lying in streets at a place. At night they gather at that place and set fire to the huge pile of sticks and straws. They sing songs to the accompaniment of drums. They are mad with joy. They break up when the fire fades out. They main celebration follows the next day. People are in a happy moo...

One Word Substitution : Important

One Word Substitution Wardrobe  – a place for clothes Greenhorn - A person who is new to or inexperienced at a particular Activity. Glitch -  Suffer a sudden Malfunction or fault. Gentry-  People of good social position. Gamut- The complete range or scope of Something. Glutton -  An excessively greedy eater. Graminivorous - Feeding an grass. Gynaecologist -  One who is well versed in the science of Female ailments. Genocide-  The deliberate Killing of a large group of people. Garrulous-  one who talks too much. Genocide- The deliberate killing of a large group of people. Grandiloquence- Using a pompous style of  Speech. Gullible-  Easily persuaded to believe something. Gratis-  without charges ; free of cost. Gerontology-  The scientific study of old age. Indemnity-  Compensate for loss and damage. Circumlocation- To talk much without coming to the point.  Introspection- To examine one`s own thought and feeling. Triennial- That which happens once in three year. Fortnight- A period of t...

Idioms and phrases part II

26. Eat, sleep and breathe something - Meaning -  Being so enthusiastic and passionate about somehting that you think about it all the time. Example -  My son has recently learnt cycling. He eats, sleeps and breathes it now. 27. With bells on - Meaning -  When you are delighted and eager to go somewhere, you are said to go with bells on. Example -  The new year party at the beach is most awaited. I will be there - with bells on. 28. Fever pitch - Meaning -  When a feeling is very intense and exciting, it is said to be at a fever pitch. Example -  His love for music had reached a fever pitch before he became a world known musician. 29. Blood, sweat and tears - Meaning -  Something that requires a lot of effort and hard work. Example -  Being the team of Indian cricket team is not just a matter of luck for him, it is his blood, sweat and tears which has got him here. 30. Have on the brain - Meaning -  Thinking or talking about it all day long. Example -  He has just got engaged. Now, he ...

Idioms and phrases...

1. Acid Test: Meaning -  Acid test proves the effectiveness of something. Example -  I practiced hard at the dance sessions but the acid test will come when the master will assess our solo performances. 2. Cut the ground from under feet : Meaning -  When you cut the ground from under someone's feet, you do something which weakens their position. Example -  When team India hit more than 350 runs in the ODI, they cut the ground from under the opponent's feet. 3. Chase your tail: Meaning -  Spending a lot of time and energy doing a lot of things but actually achieving too little. Example -  He's been chasing his tail all week collecting data but the report is still not ready 4. Whole bag of tricks - Meaning -  Means trying all the clever means to achieve something. Example -  It was really difficult to find the information even after applying the whole bag of tricks. 5. Deliver the goods - Meaning -  Do what is expected or promised. Example -  I have given my car to a new mech...

200 One word substitution .

1. Audience  – a number of people listening to a lecture  2.  Altruist  – one, who considers the happiness and well-being of others first  3.   Atheist  – a person who does not  believe in God   4.  Anthropologist  – one, who studies the evolution of mankind  5.  Autocracy  – government by one person  6.  Autobiography  – the life history of a person written by himself  7.  Amputate  – to cut off a part of a person's body which is infected  8.  Arsenal  – a place for ammunition and weapons  9.  Archives  – a place where government or public records are kept  10.  Amateur  – a man who does a thing for pleasure and not as a profession  11.  Aristocracy  – government by the nobles 12.  Aquatic  – animals/plants ere which live in water 13.  Amphibian  – animals which live both on land and sea 14.  Ambidexter  – one, who can use either hand with ease 15.  Alimony  – allowance paid to wife on legal separation 16.  Anthology  – a collection of poems 17.  Abdication  – voluntary giving up ...

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banking terms

  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...

GOVERNOR, CHIEF MINISTER, STATE COUNCIL OF MINISTERS and STATE LEGISLATURE

THE GOVERNOR The Governor is the  De   Jure  executive head at the state level. His position is analogous to that of the President at the centre. The Governor is appointed by the president. To be appointed as the Governor of any state or two or more states as person (a) Should be a citizen of India. (b) And should have attained 35 years of age. He should not hold any office of profit as well. Like the President, the governor is also entitled to a number of immunities and privileges. During his term of office, he is immune from any criminal proceedings, even in respect of his personal acts. The oath  - is administered by the chief justice of the corresponding state high court and in case he’s absent, the senior-most judge of that particular court. A governor holds office for a term of  five years  from the date on which he enters upon his office. He holds office until the pleasure of the President and he of...

complete detail of census 2011

Census is nothing but a process of collecting, compiling, analyzing, evaluating, publishing and disseminating statistical data regarding the population. It covers demographic, social and economic data and are provided as of a particular date. Census is useful for formulation of development policies and plans and demarcating constituencies for elections. The Census of India has been conducted 15 times, As of 2011. It has been conducted every 10 years, beginning in 1871. In Exam point of view, Questions related to Census is very common in all kinds of competitive exams. In every exam, we can expect a minimum of one or two questions from Census. Here is the simple and perfectly categorized 2011 Census of India. Census 2011 were released in New Delhi on 31st March 2011 by Union Home Secretary GK Pillai and RGI C Chandramouli. Census 2011 was the 15th census of india & 7th census after Independece The motto of census 2011 was “Our Census, ...