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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo stands for Repurchase agreement where a seller of a security agrees to buy it back from a buyer at a
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One Word Substitution : Important

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One Word Substitution

  1. Wardrobe – a place for clothes
  2. Greenhorn - A person who is new to or inexperienced at a particular Activity.
  3. Glitch - Suffer a sudden Malfunction or fault.
  4. Gentry- People of good social position.
  5. Gamut- The complete range or scope of Something.
  6. Glutton - An excessively greedy eater.
  7. Graminivorous -Feeding an grass.
  8. Gynaecologist - One who is well versed in the science of Female ailments.
  9. Genocide- The deliberate Killing of a large group of people.
  10. Garrulous- one who talks too much.
  11. Genocide- The deliberate killing of a large group of people.
  12. Grandiloquence- Using a pompous style of Speech.
  13. Gullible- Easily persuaded to believe something.
  14. Gratis- without charges ; free of cost.
  15. Gerontology- The scientific study of old age.
  16. Indemnity- Compensate for loss and damage.
  17. Circumlocation- To talk much without coming to the point.
  18.  Introspection- To examine one`s own thought and feeling.
  19. Triennial- That which happens once in three year.
  20. Fortnight- A period of two weeks.
  21. Epidemic- Daises that effects a wide area.
  22. Sinology- The study of Chinese language ,literature and arts.
  23. Terrestrial-  Animal which lives on land only.
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By Victor S. Fischer

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An Indian Festival Durga Puja

By Victor S. Fischer
1. The Durga Puja is an important festival of India. It takes place in the month of Ashwin from the first to tenth day of the bright fortnight. It is an occasion of great enthusiasm and festivity for the Hindus. On this occasion schools, colleges, and offices are closed for a long holiday. People return to their homes for celebrating the Puja. 2. The puja is celebrated for ten days, but the image is installed on the seventh day. During the last three days the Puja is celebrated with great pomp and gaiety. The Images are of different designs and sizes. They are dressed in fine clothes and decked with beautiful ornaments. Goddess Durga has ten arms in which she holds weapons. During the puja the poor are fed, alms are distributed and Prasad is distributed to the people. 3. The vijaya Dashami is considered to be an auspicious day. On this day people visit their relatives. The people of the trading classes begin their new year from this day. At some places Ramlila is staged and Ravan
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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo stands for Repurchase agreement where a seller of a security agrees to buy it back from a buyer at a
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By Victor S. Fischer
Business Communication – Introduction Notes Business Communication is the ability of a group of individuals to speak the same language internally and externally towards business promotion. Business communication is one of the most important tool for an organization to succeed in a professional manner. Communication that takes place in an organization between its employees and management team is crucial to business growth and must reflect a common goal towards which every member of the organization is working. This common goal gets permeated into every Employee’s role through set of communication like vision, mission, business objectives, financial Goals etc. Thus, it is of paramount importance to comprehend the real contribution of Business Communication to organizational growth. This understanding will pave way to groom oneself on the various aspects of communication making it an effective one in the longer run. What is Communication? The word communication
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