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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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One Word Substitution : Important

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One Word Substitution

  1. Wardrobe – a place for clothes
  2. Greenhorn - A person who is new to or inexperienced at a particular Activity.
  3. Glitch - Suffer a sudden Malfunction or fault.
  4. Gentry- People of good social position.
  5. Gamut- The complete range or scope of Something.
  6. Glutton - An excessively greedy eater.
  7. Graminivorous -Feeding an grass.
  8. Gynaecologist - One who is well versed in the science of Female ailments.
  9. Genocide- The deliberate Killing of a large group of people.
  10. Garrulous- one who talks too much.
  11. Genocide- The deliberate killing of a large group of people.
  12. Grandiloquence- Using a pompous style of Speech.
  13. Gullible- Easily persuaded to believe something.
  14. Gratis- without charges ; free of cost.
  15. Gerontology- The scientific study of old age.
  16. Indemnity- Compensate for loss and damage.
  17. Circumlocation- To talk much without coming to the point.
  18.  Introspection- To examine one`s own thought and feeling.
  19. Triennial- That which happens once in three year.
  20. Fortnight- A period of two weeks.
  21. Epidemic- Daises that effects a wide area.
  22. Sinology- The study of Chinese language ,literature and arts.
  23. Terrestrial-  Animal which lives on land only.
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By Victor S. Fischer

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The moon : Natural Satellite of The Earth

By Victor S. Fischer
1. The moon is the satellite of the earth. It moves round the earth. It shines at night by light reflected from the sun. It looks beautiful. The bright moonlight is very soothing. The earthly objects shine like silver in the moonlight. We are fascinated objects shine like silver in the moonlight. The earthly objects shine like silver in the moonlight. We are fascinated by the enchanting beauty of the moon. 2. The moon is not as beautiful as it looks. It seems to be lovely when it shines in the sky at night. As a matter of fact it is devoid of plants animals. The moon is not suitable place for plants and animals. Therefore, no form of life can be found on the moon. Human beings cannot live on the moon. Unlike the earth, the moon has got no atmosphere. Therefore, the lunar days are very hot and the lunar nights are intensely cold. The moon looks beautiful from the earth but in fact it has a forbidding appearance. It is full of rocks and craters. When we look at the moon at night, ...
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GOVERNOR, CHIEF MINISTER, STATE COUNCIL OF MINISTERS and STATE LEGISLATURE

By Victor S. Fischer
THE GOVERNOR The Governor is the  De   Jure  executive head at the state level. His position is analogous to that of the President at the centre. The Governor is appointed by the president. To be appointed as the Governor of any state or two or more states as person (a) Should be a citizen of India. (b) And should have attained 35 years of age. He should not hold any office of profit as well. Like the President, the governor is also entitled to a number of immunities and privileges. During his term of office, he is immune from any criminal proceedings, even in respect of his personal acts. The oath  - is administered by the chief justice of the corresponding state high court and in case he’s absent, the senior-most judge of that particular court. A governor holds office for a term of  five years  from the date on which he enters upon his office. He holds office until the pleasure of the President and he of...
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Later Vedic Period

By Victor S. Fischer
The history of the later Vedic period is based mainly on the Vedic texts which were compiled  after  the age of Rig Veda. 1. Later Vedic Texts a.  The Veda Samhitas i. Sama Veda  – The book of chants with hymns taken from Rig Veda. This Veda is important for Indian Music. ii. Yajur Veda  – The book consists of sacrificial rituals and formulae. iii. Atharva Veda  – This book consists of charms and spells to ward of evils and diseases b. The Brahmanas –  Consists of the explanatory part of the Vedas. Sacrifices and rituals have also been discussed in great detail. i. Rig Veda –  Aitreya and Kaushitiki Brahmana ii. Yajur Veda  – Panchvisha, Chandogya, Shadvinsh and Jaiminaya iii. Sama Veda –  Shatapata and Taittariya iv. Atharva Veda -  Gopatha c.   The Aranyakas –  Concluding portions of Brahmanas, also called as Forest texts written mainly for the hermits and students livin...
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