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banking terms

  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...

About Our Galaxy



  • A galaxy is a vast system of billions of star, which also contains a large number of gas clouds [mainly of Hydrogen Gas] and dust, isolated in space from similar system.
  • There are about 100 billions Galaxies [10^11galaxies] in the universe. And each galaxy has on an average 100 billions stars [10^11]. So the total number of stars in the universe is 10^22 stars.
  • The Milky Way Galaxy is the home of the Earth and our Solor System. It is Spiral in Space.
  • Milky Way Galaxy was formed 5 billion years after the Big Bang.
  • Latest knows Galaxy is the Dwarf Galaxy.
  • According to the modern thought, universe can be classified into two parts namely---- (a) Atmosphere (b) space
  • Origin of the universe is explained by Big Bang Theory, formulated and proposed by Belgain astronomer and cosmologists Georges Lemaitre.
  • Andromeda is our nearest galaxy.





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Later Vedic Period

The history of the later Vedic period is based mainly on the Vedic texts which were compiled  after  the age of Rig Veda. 1. Later Vedic Texts a.  The Veda Samhitas i. Sama Veda  – The book of chants with hymns taken from Rig Veda. This Veda is important for Indian Music. ii. Yajur Veda  – The book consists of sacrificial rituals and formulae. iii. Atharva Veda  – This book consists of charms and spells to ward of evils and diseases b. The Brahmanas –  Consists of the explanatory part of the Vedas. Sacrifices and rituals have also been discussed in great detail. i. Rig Veda –  Aitreya and Kaushitiki Brahmana ii. Yajur Veda  – Panchvisha, Chandogya, Shadvinsh and Jaiminaya iii. Sama Veda –  Shatapata and Taittariya iv. Atharva Veda -  Gopatha c.   The Aranyakas –  Concluding portions of Brahmanas, also called as Forest texts written mainly for the hermits and students livin...

Books and Authors

 (Books and Authors ) A Million Mutinies Now V.S. Naipaul A Bend in the River V.S. Naipaul A Brush with Life Satish Gujral A Passage to England Nirad C. Choudhury A House for Mr. Biswas V.S. Naipaul A Prisoner’s Scrapbook L.K. Advani A River Sutra Gita Mehta A Call to Honour Jaswant Singh A Sense of Time H.S. Vatsyayan A Strange and Sublime Address Amit Chaudhary A Bunch of Old Letter Jawaharlal Nehru A Suitable Boy Vikram Seth A Village by the Sea Anita Desai Agni Veena Kazi Nazrul Islam A Voice for Freedom A Voice for Freedom Afternoon Raag Amit Chaudhari Ain-i-Akbari Abdul Fazal Ageless Body, Timeless Mind Deepak Chopra AK Barnama Abdul Fazal Amar Kosh Amar Singh An Autobiography Jawaharlal Nehru All the Prime Minister’s Men Janardhan Thakur An Equal Music Vikram Seth Arthashastra Kantilya An Idealist View of Life Dr. S. Radhakrishnan Anandmath Bankim Chandra Chatterjee An Autobiography Jawaharlal Nehru Autobiography of an Unknown India Nirad C. Choudhury Bandicoot Run Manohar Malgo...