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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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About Our Galaxy

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  • A galaxy is a vast system of billions of star, which also contains a large number of gas clouds [mainly of Hydrogen Gas] and dust, isolated in space from similar system.
  • There are about 100 billions Galaxies [10^11galaxies] in the universe. And each galaxy has on an average 100 billions stars [10^11]. So the total number of stars in the universe is 10^22 stars.
  • The Milky Way Galaxy is the home of the Earth and our Solor System. It is Spiral in Space.
  • Milky Way Galaxy was formed 5 billion years after the Big Bang.
  • Latest knows Galaxy is the Dwarf Galaxy.
  • According to the modern thought, universe can be classified into two parts namely---- (a) Atmosphere (b) space
  • Origin of the universe is explained by Big Bang Theory, formulated and proposed by Belgain astronomer and cosmologists Georges Lemaitre.
  • Andromeda is our nearest galaxy.





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Idioms and phrases part II

By Victor S. Fischer
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By Victor S. Fischer
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By Victor S. Fischer
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