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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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Universe

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  • The universe is commonly as the totality of everything that exits, including all physical matter and energy, the planet, stars, Galaxies, and the contents of intergalactic space.
  • The study of Universe is Cosmology.
             Cosmology= cosmos [universe] + logos [science]
  • The universe has no limits.

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The moon : Natural Satellite of The Earth

By Victor S. Fischer
1. The moon is the satellite of the earth. It moves round the earth. It shines at night by light reflected from the sun. It looks beautiful. The bright moonlight is very soothing. The earthly objects shine like silver in the moonlight. We are fascinated objects shine like silver in the moonlight. The earthly objects shine like silver in the moonlight. We are fascinated by the enchanting beauty of the moon. 2. The moon is not as beautiful as it looks. It seems to be lovely when it shines in the sky at night. As a matter of fact it is devoid of plants animals. The moon is not suitable place for plants and animals. Therefore, no form of life can be found on the moon. Human beings cannot live on the moon. Unlike the earth, the moon has got no atmosphere. Therefore, the lunar days are very hot and the lunar nights are intensely cold. The moon looks beautiful from the earth but in fact it has a forbidding appearance. It is full of rocks and craters. When we look at the moon at night, ...
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Important Points to Remember about Constituent Assembly of India

By Victor S. Fischer
The idea for a Constituent Assembly for drafting a constitution for India was first provided by  Bal Gangadhar Tilak in 1895.  In 1934, the demand for a constituent assembly was raised for the first time, which later became an  Official Demand in 1935 . This demand  was accepted in August 1940  offer by the British. The constituent assembly was formed on the recommendation of the Cabinet Mission which visited India in 1946 The first meeting of Constituent Assembly was held on December 9, 1946— its temporary president was  Dr    Sacchidanand Sinha The second meeting was held on  December 11, 1946.  Its president  was Dr Rajendra Prasad. The Objectives Resolution was passed under the chairmanship of J.L. Nehru.on 13 December 1946. The Draft of Indian Constitution was presented in  October 1947 . President of the Drafting Committee was  Bhim Rao Ambedkar The total time consumed to prep...
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Later Vedic Period

By Victor S. Fischer
The history of the later Vedic period is based mainly on the Vedic texts which were compiled  after  the age of Rig Veda. 1. Later Vedic Texts a.  The Veda Samhitas i. Sama Veda  – The book of chants with hymns taken from Rig Veda. This Veda is important for Indian Music. ii. Yajur Veda  – The book consists of sacrificial rituals and formulae. iii. Atharva Veda  – This book consists of charms and spells to ward of evils and diseases b. The Brahmanas –  Consists of the explanatory part of the Vedas. Sacrifices and rituals have also been discussed in great detail. i. Rig Veda –  Aitreya and Kaushitiki Brahmana ii. Yajur Veda  – Panchvisha, Chandogya, Shadvinsh and Jaiminaya iii. Sama Veda –  Shatapata and Taittariya iv. Atharva Veda -  Gopatha c.   The Aranyakas –  Concluding portions of Brahmanas, also called as Forest texts written mainly for the hermits and students livin...
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