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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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Sound

By Victor S. Fischer
Sound is a form of energy which stimulates our sense of hearing. Everyday, we hear many sounds all around us all the time: the radio blaring, the telephone bell ringing, students, friends’ talking to each other and so on. How is sound produced? If we touch a silent bicycle bell we do not find anything special in it. If we ring the bell and touch it gently, we’ll find that the bell is vibrating continuously till such time that it stops ringing. As it is ringing if we hold it tightly, the vibrations will stop and no sound will be heard. This clearly tells us that sound is produced by vibrating bodies. The vibrating body has a certain amount of energy which travels in the form of sound waves. This energy is provided to it by some outside source. Sound can be produced by the following methods:  (i) by vibrating strings as in veena, violin, etc., known as string instruments. (ii) by vibrating air as in flute, trumpets, etc., known as wind instruments. (iii) by vibrating membranes as...
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Pick Point From Sound

By Victor S. Fischer
All about sound All about sound.!!! 1.Sound travels from one point to another in the form of waves. 2. Sound is produced due to vibration of different objects. 3. Sound waves are longitudinal in nature. 4. Sound travels as a longitudinal wave through a material medium. 5. Sound travels as successive compressions and rarefactions in the medium. 6. In sound propagation, it is the energy of the sound that travels and not the particles of the medium. 7. Sound cannot travel in vacuum. 8. Sound waves cannot be polarised. 9. The change in density from one maximum value to the minimum value and again to the maximum value makes one complete oscillation. 10. The part or region of a longitudinal wave in which the density of the particles of the medium is higher than the normal density is known as compression. 11. The part or region of a longitudinal wave in which the density of the particles of the medium is lesser than the normal density is called a rarefaction. 12. The distance ...
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Inflation: Types, Causes, Effects and Remedies

By Victor S. Fischer
Inflation refers to a situation when there is an overall increase in the prices of goods leading to a general decline in the value o  Types We will discuss the two major types of inflation: 1 . Demand Pull Inflation:   Inflation arises when there is an increase in the supply of money but there is no corresponding increase in the supply of goods useful to the community. Accumulation of more money than before raises the purchasing power of people and stimulates the demand for goods but the supply of the latter being limited, the necessary consequence will be the inflation of the price level. Demand Pull Inflation thus means, in plain words, too much money chasing too few goods. 2. Cost Push Inflation:  When the prices of goods increases because of an increase in the cost of production, it is known as cost push inflation. What causes Inflation? Additional money put in the hands of people naturally creates in them a desire to spend more on goods. The sellers these commodities get more mone...
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The Big Bang Theory

By Victor S. Fischer
All the matter in the Universe was originally a concentrated lump called Primeral Atom. Big Bang was an explosion that occurred 15 billion years ago, leading to the formation of galaxies of Stars and other heavenly bodies. Since then , all the galaxies have been flying away from one another causing expansion of Universe. More content added soon..,... Read more Galaxy Universe Stars The Solar System Member Of Solor System
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Question and Answers on GST

By Victor S. Fischer
Question No.1: What kind of Taxes will GST replace? Central Excise Tax Service Tax Entertainment Tax All the types of taxes Answer:  GST will remove or replace all the types of taxes that will include Entry Tax, Luxury Tax, Purchase Tax, Octrol, Service Tax, Central Excise Tax etc on goods and services. Question No: 2 What does G stands for in GST? General Global Goods Great Answer:   G in GST stands for Goods and Service Tax Bill Question No: 3 What is GST officially called? GST is also known as The Constitution (One Hundred and Twenty-Second Amendment) Bill, 2014 Question No: 4 To what percent there will be economic growth in the country with the help of GST? The economic growth will be 1- 1.5% per year Question No: 5   What industries will GST benefit? GST will benefit Trade and agriculture industry the most Question No: 6 Will GST benefit Importers OR Exporters? GST will benefit exporters more than importers. Question No: 7 Which areas will be benefitted more by GST? GST will be mo...
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