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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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Minerals In India & Different Mines 

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MINERALS IN INDIA


1. IRON :


India has huge deposits of iron-ore in Bihar, Orissa, Madhya Pradesh, Karnataka & Maharashtra. Iron-ore is found in the mines at Singhbhum in Bihar & Mayurbhanj in Orissa. Big steel plants at Jamshedpur, Bhilai, Bokaro, Durgapur, Rourkela & Bhadravati.


2.COAL :


It is known as ‘Black diamond‘. Products like nylon, chemicals, dyes, drugs & perfumes are obtained from the distillation of coal. Coal is found in Bihar, West Bengal, Damodar Valley, Orissa, Andhra Pradesh & Madhya Pradesh. Jharia in Jharkhand & Raniganj in West Bengal are the largest coal mines in India. Other coal mines are located at Suhagpur (Madhya Pradesh) Dhanbad (Jharkhand) Neyveli (Tamil Nadu) & Singarani (Andhra Pradesh).


3. PETROLEUM :


Petroleum is known as ‘Black gold’. Petroleum is found at Digboi in Assam, Ankleshwar & Kalol in Gujarat & Bombay High off the shore of Bombay.


4. MANGANESE :


Manganese is used in the manufacture of steel. India is one of the largest producers of manganese in the world. It is found in Orissa, Karnataka, Madhya Pradesh & Maharashtra.


5. MICA :


India is the largest producer of mica in the world. Jharkhand has richest mica belt and accounts for 60% of India’s production in terms of value.Koderma is a well-known place for mica production in Jharkhand which produces more than 50% of the total mica production in India. Its huge deposits are found in Gaya, Monghyr & Hazaribagh districts of Bihar. Mica is also found in large quantities in Andhra Pradesh & Rajasthan. A large quantity of mica is exported to other countries.


6. ALUMINIUM :


It is a light but hard metal. The ore from which aluminum is produced is known as bauxite. Huge deposits of bauxite are found in Bihar, Orissa, Madhya Pradesh, Andhra Pradesh, Karnataka, Tamil Nadu & Maharashtra.


7. COPPER :


It is a good conductor of electricity. It alloys with zinc to form brass & with tin to form bronze. It occurs in small quantities in India. It is found at Khetri in Rajasthan. Some copper has been found in Andhra Pradesh, Uttar Pradesh & Tamil Nadu.


8. GOLD :


Gold is produced from the mines at Kolar & Hutti in Karnataka & Anantopuram in Andhra Pradesh.


9. DIAMOND :


Diamonds are found in the mines at Panna in Madhya Pradesh.


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