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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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Save Earth

We live on planet earth. We get everything for our life from mother earth. We should save our planet earth to ensure that our future generations get a safe environment.

How to save the earth?

We can save our planet earth by saving our trees, natural vegetation, natural resources, water, electricity. We can take measures for controlling environmental pollution and global warming.

Save trees. We should plant new trees plant trees. The schemes afforestation and reforestation should be wholeheartedly supported.

Save natural vegetation. We should use less paper. We can make arrangement for recycling of used paper and other natural products. Plants and trees covers and holds the surface of the earth.

Save natural resources. We all know that the supply of natural resources such as minerals, stones, coal, oil, etc. are limited. We can save electricity by putting off the lights when not in use. Or we can switch to fans instead of air conditioners during nights.

Save water. Water is life. It is the basic necessity for every human being living on this planet. We can stop throwing wastes into open water bodies. At home, we can use water cautiously and ensure that it doesn’t get wasted. Remember, a large many people are still deprived of safe pure water. “Be the change that you want to see in this world.”

Save environment from pollution. Don’t pollute water by not throwing wastes into waterborne.  Minimize air pollution by reducing harmful emissions. Use less car, less machines, less electricity, and less plastic goods.Eat organic foods.

Save earth from global warming. Industries should regularly check that their machines are emitting smoke within permissible limits. Ensure that wastes are discharged only after treatment.

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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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