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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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Distribution of Rainfall in India

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The distribution of rainfall in India is as follows:

1. Rainfall is over 200 cm in South-west Assam, the mountainous of the Eastern and North-Eastern India excluding Manipur, areas flanking the Mahabar and Konkan Coast.

2. The whole of West Bengal (excluding Darjeeling hills and Duars), Bihar, Orissa, Eastern Madhya Pradesh and Andhra Pradesh, Eastern and Northern Uttar Pradesh, East Coastal Area of Tamil Nadu, the Southern Himachal Pradesh, and the South-Western Jammu and Kashmir have rainfall between 100 and 200 cm.

3. The areas having rainfall between 60 and 100 cm are the whole of Tamil Nadu excluding the coastal area, the Western and Central parts of Andhra Pradesh, Maharashtra excluding the coastal areas, the major part of Karnataka, the Eastern parts of Gujarat, Haryana and the Punjab, Western part of Uttar Pradesh and Central parts of Kashmir.

4. Rainfall is between 40 and 60 cm in East Rajasthan, Central parts of Maharashtra and Karnataka, Western Gujarat and parts of Kashmir.

5. Rajasthan and North-West Kashmir have rainfall less than 20.

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By Victor S. Fischer

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