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banking terms

  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo stands for Repurchase agreement where a seller of a security agrees to buy it back from a buyer at a

Idioms and phrases part II

26. Eat, sleep and breathe something -

Meaning - Being so enthusiastic and passionate about somehting that you think about it all the time.
Example - My son has recently learnt cycling. He eats, sleeps and breathes it now.

27. With bells on -

Meaning - When you are delighted and eager to go somewhere, you are said to go with bells on.
Example - The new year party at the beach is most awaited. I will be there - with bells on.

28. Fever pitch -

Meaning - When a feeling is very intense and exciting, it is said to be at a fever pitch.
Example - His love for music had reached a fever pitch before he became a world known musician.

29. Blood, sweat and tears -

Meaning - Something that requires a lot of effort and hard work.
Example - Being the team of Indian cricket team is not just a matter of luck for him, it is his blood, sweat and tears which has got him here.

30. Have on the brain -

Meaning - Thinking or talking about it all day long.
Example - He has just got engaged. Now, he has his fiance on his brain all the time.

31. Fling yourself into -

Meaning - Doing something with a lot of energy and enthusiasm.
Example - Flinging himself into the exercise routine is the reason for his good physique.

32. Raring to go -

Meaning - Being very eager and enthusiastic about the idea of doing something.
Example - My kids wish to see the animals. They are raring to go to zoo.

33. Xerox subsidy -

Meaning - Using the office photocopier for personal use.
Example - The office now has a strict policy about xerox subsidy.

34. Get a grip on yourself -

Meaning - Controlling your feelings to deal with a situation.
Example - Reema saw her jwellery and cash missing from the almirah. After the initial shock, she got a grip on herself and called up the police.

35. Hang on by fingernails -

Meaning - Continuing to do something in a very difficult situation.
Example - The market of watches has suffered a big loss after the arrival of mobile phones. The survivors are just hanging on by their fingernails.

36. Pull out all the stops -

Meaning - Doing everything you can to make something successful.
Example - The deadline for the project is fast arriving; we have pulled out all the stops for timely completion.

37. Buckle down -

Meaning - Doing some hard work with determination and full attention.
Example - Getting through the exam for civil services is possible when you have buckled down yourself.

38. First out of the gate -

Meaning - Being the first one to make a start at something.
Example - John and his friends had decided to voice their opinion against the new economic policy. John was the first one to be out of the gate.

39. Going places -

Meaning - Exhibiting talent and ability that will lead to a successful future.
Example - Rakesh was a performer at the school sports club. It was obvious that he was going places.

40. Have one's heart set on -

Meaning - Possessing a determination to obtain something.
Example - He has not become a renowned cardiologist just by chance. He has his heart set on it after his father passed away with a cardiac arrest.

41. Make headway -

Meaning - Progress in what you are trying to achieve.
Example - The police have made a headway with their investigation in the terror attack on the city last friday.

42. Punch above one's weight-

Meaning - Performing beyond your ability.
Example - He was not the best swimmer around but he could win the gold medal at the state swimming competition by working hard and punching above his weight in the finals.

43. Sink your teeth into -

Meaning - doing something with a lot of energy and enthusiasm.
Example - Marie joined the badminton coaching classes. She sank her teeth into the practice sessions.

44. Stand one's ground -

Meaning - Maintaining your position.
Example - He stood his ground in support of his friend inspite of several family interferences.

45. Close to home -

Meaning - A comment which is true and makes you uncomfortable is close to home.
Example - Tom's comment about his friend's unethical activities was quite close to home. He looked quite embarassed.

46. Carry the torch for -

Meaning - Having strong feelings for someone who can not be yours.
Example - He has been carrying a torch for Mamta, who is now married to Nitin, since they studied together in college.

47. Cork up something -

Meaning - Failing to express your emotions.
Example - She did not let her grief pour out when her father passed away. Its not good for her to cork up his feelings.

48. Cut to the quick -

Meaning - Hurting someone deeply or offending them.
Example - Joe had worked for 10 years with all his loyalty for his company. He was cut to the quick when his boss held him responsible for the theft.

49. Fish out of water -

Meaning - Feeling uncomfortable in unfamiliar surroundings.
Example - Being a french, I felt like a fish out of water in the group of Japanese

50. Bee in one's bonnet -

Meaning - Carrying an idea which constantly occupies your thoughts.
Example - She is not happy in Africa. She has a bee in he bonnet about moving to Dubai.  

51. Deep down -

Meaning - Describing what a person really feels deep inside or what is he like.
Example - He appears to be indifferent to the success or failure of his children but deep down he is highly concerned.

52. Have your heart in the right place -

Meaning - Refers to a person with good intentions; even though the results are not that impressive.
Example - The dinner she had cooked wasn't the best but she had her heart in the right place.


53. Groan inwardly -

Meaning - Refers to a feeling where you want to express despair, disapproval or distress, but you keep quite.
Example - She was quite disappointed at the sarcastic remark by her friend but looking at the situation sh groaned inwardly.

54. Beard the lion in his den -

Meaning - Challenge someone in his own area.
Example - If he doesn't come to see me today, I'll have to beard the lion in his den.

55. Keep a stiff upper lip -

Meaning - Refers to a person who doesn't show off his emotions. 
Example - He heard the news about his father's demise but kept a stiff upper lip.

56. Go bananas -

Meaning - Refers to someone who behaves in a crazy way out of emotions.
Example - Your decision to go abroad for a year will make your family go bananas.

57. Lump in your throat -

Meaning - Refers to a tight feeling in your throat because of an emotion like sadness or gratitude.
Example - After all the hardships, I saw my son winning a gold medal today - I had a lump in my throat.

58. Hard as nails -

Meaning - Refers to a person without sentiments and sympathy for anyone.
Example - He has become as hard as a nail after his brother was brutally murdered.

59. Lick one's wounds -

Meaning - Trying to regain their confidence or boost up the spirits after a defeat.
Example - Raja is licking his wounds after being dropped from the Indian Cricket Team.

60. Proud as a peacock -

Meaning - Refers to an extremely proud person.
Example - His son is has finally become a doctor. He is as proud as a peacock.

61. Tongue-tied -

Meaning - Difficulty in expressing yourself because of nervousness or embarrassment.
Example - As her prospective in laws came to see her, she was completely tongue tied.

62. Look on the bright side -

Meaning - View an unpleasant situation in a positive light.
Example - You met with an accident but look on the bright side - you managed to get away just with some bruises.

63. Swallow one's pride -

Meaning - Accepting something humiliating or embarrassing.
Example - When his son was caught cheating in the exam. He had to swallow his pride and meet the principal.

64. Makes your flesh crawl -

Meaning - Something that makes you feel disgusting or nervous.
Example - The sight of the accident made my flesh crawl.

65. Speak volumes -

Meaning - Expresses a reaction without words.
Example - She came to pick me at the station at an odd hour. Her actions spoke volumes about her bravity.

66. Not turn a hair -

Meaning - Refers to not exhibiting any emotion where it is expected.
Example - He didn't turn a hair even after his office was raided by the CBI.

67. Reduce to tears -

Meaning - Getting into tears because of some one's behavior.
Example - Her best friend stopped talking to her. This reduced her to tears.

68. In the bag -

Meaning - Refers to a situation when you are sure that success is sure.
Example - The wickets of opponent team fell down very fast, vistory seemed to be in the bag at the end of 25 overs.

69. Blow up in face -

Meaning - Refers to a situation when a plan or project suddenly fails.
Example - It was difficult to get a place in the train to Mumbai. It blew up in the face when a train de-railed and blocked the track.

70. Bottom fell out -

Meaning - Refers to a situation when a plan or project fails.
Example - When the police announced a red alert in the city, the bottom fell out of their plan to hold a rally.

71.Cake not worth the candle -

Meaning - Refers to something in which result vs efforts are too less.
Example - He worked very hard to organize the party but very few guests walked in. The cake wasn't worth the candle.

72. Chance one's arm -

Meaning - Deciding to do something even though the chances of sucess are very little.
Example - She knew there was little chance of getting through the audition test but she decided to chance her arm.

73. Come up roses -

Meaning - Successful end results even though there may be some initial hiccups.
Example - After initial hiccups, the project seems to be coming up roses.

74. Cook someone's goose -

Meaning - Spoil other person's chances of success.
Example - When the opponent team saw Indian batsmen taking wicket after wicket, they realised that their goose was cooked.

75. Cut one's own throat -

Meaning - Doing something that will cause your own failure.
Example - Raghav is not sincere in the class since the beginning. He is cutting his own throat

For first part of this post  I click here




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banking terms

  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo stands for Repurchase agreement where a seller of a security agrees to buy it back from a buyer at a

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