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banking terms

By Victor S. Fischer
  ✍️ CRR Cash Reserve Ratio is the minimum fraction of total deposits of a bank’s customers that banks have to hold as reserves with the central bank. ✍️ SLR Statutory Liquidity Ratio is the ratio of liquid assets to the net demand and time liabilities. ✍️ LAF Liquid Adjustment Facility is a tool to allow banks to borrow money through repurchase agreements. It consists of repo and reverse repo operations. ✍️ MSF Marginal Standing Facility allows scheduled banks to borrow funds overnight from RBI against approved government securities. ✍️ MSS Market Stabilization Scheme is a monetary policy intervention by RBI to withdraw excess liquidity by selling government securities in the economy. ✍️ OMO Open Market Operations refers to the buying and selling of government securities in the open market so as to expand or contract the amount of money in the banking system. ✍️ REPO Repo...
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Why should I donate blood?

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Most of the people are of the view that donating blood can be harmful to their body but this is not true. By giving your blood, you can save the lives of people who are in need of it.
     Donating your blood is definitely an act of goodness. Many hospitals and clinics are in constant need of the blood for different purposes. That is why it is a decent idea to donate blood that can help other people. On an average, our body has around 4-5 liters of blood which can be donated every three months in the case of men and every four months in the case of women.
Safe blood saves lives and improves health. Blood transfusion is needed for:

  • women with complications of pregnancy, such as ectopic pregnancies and haemorrhage before, during or after childbirth;
  • children with severe anaemia often resulting from malaria or malnutrition;
  • people with severe trauma following man-made and natural disasters; and
  • many complex medical and surgical procedures and cancer patients.

It is also needed for regular transfusions for people with conditions such as thalassaemia and sickle cell disease and is used to make products such as clotting factors for people with haemophilia.
There is a constant need for regular blood supply because blood can be stored for only a limited time before use. Regular blood donations by a sufficient number of healthy people are needed to ensure that safe blood will be available whenever and wherever it is needed.

Blood is the most precious gift that anyone can give to another person — the gift of life. A decision to donate your blood can save a life, or even several if your blood is separated into its components — red cells, platelets and plasma — which can be used individually for patients with specific conditions.


Data Are taken from WHO official Site...you Can cheak there..




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